Consumer Signature Loan


A signature loan is an unsecured loan which is granted for the most part based on your credit worthiness and ability to repay. No collateral is necessary. Signature loans typically will carry a higher rate of interest.

Rates As low as:
5.99% APR*

 

*APR is Annual Percentage Rate. Rates are subject to change. Your actual rate and term is determined by your account history and credit score.

 

FAQs


Question: What is a "signature" loan?

Answer: A signature loan is an uncollateralized, basically secured by your promise to pay and your accounts at the credit union. Since there is no collateral to take as security, these loans tend to have shorter terms and higher interest rates.


Question: How long can I take out a signature loan?

Answer: Generally speaking, the longest term on a signature loan is 60 months, and the actual maximum term you receive will be determined by your account relationship and credit score.


Question: What determines the rate of interest on my signature loan?

Answer: As with all our consumer loans, your credit score will determine your rate of interest. Obviously, the better your credit score, the lower your interest rate will be.